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K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness
N = Nominated for Expert of the Month
| Date | User | K | C | T | P | N | Comments |
|---|---|---|---|---|---|---|---|
| 2009-11-21 | sarah | 10 | 10 | 10 | 10 | Yes | |
| 2009-11-19 | Deanna | 10 | 10 | 10 | 10 | Yes | Thank you so very much. I agree with you. Hopefully this additional contract information will assist in showing them their insanity! Deanna |
| 2009-11-18 | Leah | 10 | 10 | 10 | 10 | No | Thanks again |
| 2009-11-18 | Leah | 10 | 10 | 10 | 10 | No | Thank you! |
| 2009-11-18 | Leah | 10 | 10 | 10 | 10 | Yes | Thank you so much for your help! |
| 2009-11-18 | Sonia | 10 | 10 | 10 | 10 | No | Very responsive,understanding and thorough. Sadly, not good news but I do appreciate your answer and suggestions. |
| 2009-11-18 | Julia | 10 | 10 | 10 | 10 | Yes | Thank you very much for helping me obtain this article. It will help greatly in a long uphill battle that I am sure is to follow. |
| 2009-11-07 | John | 10 | 10 | 10 | 10 | No | Thanks Jay! |
| 2009-11-02 | Mike | 10 | 10 | 10 | 10 | No | Thanks Jay, you've confirmed my suspicions. |
| 2009-10-30 | TH | 10 | 10 | 10 | 10 | No | |
| 2009-10-30 | TH | 10 | 10 | 10 | 10 | Yes | Excellent, thorough responses, thanks a million! |
| 2009-10-19 | Phil | 10 | 10 | 10 | 10 | No | Thanks for advice. |
| 2009-10-15 | Stacey | 10 | 10 | 10 | 10 | Yes | Thank you very much for your insight on my issue. You definitely helped clarify things!! I appreciate your quick response. |
| 2009-10-14 | Roger Lamb | 10 | 10 | 10 | 10 | No | Thank you! I did, in fact, contact the association attorney and he is looking at the documents regarding the common wall issue. Thank you, again! Just knowing gives more peace of mind! Sincerely, Roger |
| 2009-10-13 | Mark | 10 | 10 | 10 | 10 | No | I appreciate the speed to which this was answered. I will dig a bit deeper but your answer confirmed what I thought as well. Thank you again. |
| 2009-10-05 | Stanley | 10 | 10 | 10 | 10 | No | I thought Mr. Williams was excellent. |
| 2009-10-02 | Julia | 10 | 10 | 10 | 10 | No | Thanks for the help! |
| 2009-09-26 | Kevin | 10 | 10 | 10 | 10 | Yes | |
| 2009-09-25 | Brittany | 10 | 10 | 10 | 10 | Yes | Actually I got a pretty good insurance quote today so things may be looking up. Thank you very much. I really appreciate your help. |
| 2009-09-23 | Debra | 10 | 10 | 10 | 10 | Yes | Thank you for your answers. |
| 2009-09-22 | Darla | 10 | 10 | 10 | 10 | Yes | |
| 2009-09-17 | marilyn | 10 | 10 | 10 | 10 | Yes | |
| 2009-09-14 | Amanda | 10 | 10 | 10 | 10 | No | I wish it was better news also... Thank you for your help. I really appreciate it. |
| 2009-09-11 | Ed | 10 | 10 | 10 | 10 | Yes | Jay is fantastic. I have read many of the questions and answers in his portfolio and find myself very impressed with each and every answer. He devotes much of his time as a volunteer to provide authoritative and thoughtful responses. Many kudos should go to this fine man for what he does for us!!! Sincerely, Ed Cahill |
| 2009-09-10 | John | 10 | 10 | 10 | 10 | No | Thanks Jay. |
| 2009-09-03 | chris | 10 | 10 | 10 | 10 | No | Thanks for your response. Chris |
| 2009-09-03 | Mike | 10 | 10 | 10 | 10 | No | Thanks! |
| 2009-08-13 | Chris | 10 | 10 | 10 | 10 | No | Thanks for the prompt response. Your information is helpful, although we are finding the agent of little help with this problem, but will ask again about their finding financing for us. We appreciate your service. Chris |
| 2009-07-28 | Nicole | 10 | 10 | 10 | 10 | No | Thank you so much! |
| 2009-07-28 | Rosemary | 10 | 10 | 10 | 10 | Yes | Thank You Mr. Williams. Definitely not what I wanted to hear. I arrived home last night to find no parking signs indicating they would be working on the tree! Little too late in my opinion. Has they heeded my neighbor's request to cut down in the first place - I would not be out of luck now. |
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Answers by Expert:
I can answer questions relating to the following coverages: personal auto; homeowners; commercial auto; commercial liability; commercial property; business income and all other property and casualty coverages.
I have been in the insurance industry in Florida since 1979. I am currently the president of a Florida domestic insurance company subsidiary. I've taught continuing education classes in Florida and across the country. I am quite familiar with all coverages including Florida Condominium master policies and unit owner policies. I also specialize in agent professional liability. I have been a professional educator since 2001.
Organizations
I am a member of the Florida Associaion of Insurance Agents, the state affiliate of the Independent Insurance Agents and Brokers of America.
Education/Credentials
I currently carry the following professional designations:
Accredited Advisor in Insurance (AAI)
Associate in Insurance Production (AIP)
Certified Insurance Counselor (CIC)
Certified Risk Manager (CRM)

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