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K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness
N = Nominated for Expert of the Month
| Date | User | K | C | T | P | N | Comments |
|---|---|---|---|---|---|---|---|
| 2009-11-17 | Lauren | 10 | 10 | 10 | 10 | No | |
| 2009-09-23 | Shan | 10 | 10 | 10 | 10 | Yes | Dear Eric; It is very kind of you to have answered my question so quickly and so clearly. Thank you very much ! -Shan |
| 2009-09-09 | Charli | 10 | 10 | 10 | 10 | No | |
| 2009-09-04 | Steve | 10 | 10 | 10 | 10 | No | Just what I suspected! Gotta be careful with those realtors! |
| 2009-09-04 | Hung Out Buyer | 8 | 8 | 10 | 10 | No | |
| 2009-08-31 | Josh | 10 | 10 | 10 | 10 | Yes | |
| 2009-08-26 | Rebecca | 10 | 10 | 10 | 10 | Yes | Thank you for your help and for responding so quickly! |
| 2009-08-15 | kat | 10 | 10 | 10 | 10 | No | |
| 2009-08-05 | Chuck | 10 | 10 | 10 | 10 | Yes | Thanks so much! |
| 2009-07-30 | Leo | 10 | 10 | 10 | 10 | Yes | Absolutely the best and most thorough set of replies I've ever received on AllExperts. And I've received many great answers. Eric, thank you very much for handling these questions so quickly and completely. You really helped to understand my errors, but more importantly, the bank's lack of providing timely info. Outstanding! Thank you. |
| 2009-07-28 | Scott | 10 | 10 | 10 | 10 | No | Thank you for the information and how quickly you responded. It helps alot. I guess I do have one more question, however, so what you're saying is regardless if they are licensed or non-licensed by the state alot of times the YSP goes left unannounced or disclosed, how can you find out if they did such a thing?! Thanks. |
| 2009-07-20 | Michelle | 10 | 10 | 10 | 10 | No | Thank you very much your response! =) Much appreciated |
| 2009-07-17 | Michelle | 10 | 10 | 10 | 10 | Yes | |
| 2009-07-16 | Jeff | 10 | 10 | 10 | 10 | Yes | |
| 2009-07-16 | Jeff | 10 | 10 | 10 | 10 | No | Clear and concise reply. Thanks! |
| 2009-07-14 | erlvin | 10 | 10 | 10 | 10 | Yes | |
| 2009-06-19 | Sally | 10 | 10 | 10 | 10 | No | Very quick response and advice helpful information. Thank you |
| 2009-06-13 | Danielle | 10 | 10 | 10 | 10 | Yes | Very quick response. Helped me decide, without a doubt, what decision to make. Thanks! |
| 2009-06-10 | brandon | 7 | 9 | 10 | 10 | No | I just thought that Pres. Obama said it would be easier to get refin. right now--but it isn't and my son has no where to go but foreclosure. thanks anyway |
| 2009-06-09 | Dina | 10 | 10 | 10 | 10 | No | Quick to respond, appreciate the answer. Thanks, Dina |
| 2009-05-04 | Heather | 10 | 10 | 10 | 10 | Yes | Very detailed....intelligent response. Makes sense. Very happy with this expert. Definitely knows the profession well! |
| 2009-04-29 | Carl | 10 | 10 | 10 | 10 | No | thanks |
| 2009-04-20 | Kenneth | 10 | 10 | 10 | 10 | Yes | Very fast and clear reply. Thank you! |
| 2009-04-18 | Sharon | 10 | 10 | 10 | 10 | No | Extremely quick response and very informative |
| 2009-04-17 | sarah | 10 | 10 | 10 | 10 | No | thank you for your time and for answering my question. sarah |
| 2009-04-14 | Anthony | 8 | 10 | 10 | 10 | Yes | |
| 2009-04-10 | Jodie | 10 | 10 | 10 | 10 | Yes | |
| 2009-04-07 | Becky | 10 | 10 | 10 | 10 | No | |
| 2009-04-06 | jim | 10 | 10 | 10 | 10 | No | thank you |
| 2009-03-25 | Andrea | 10 | 8 | 10 | 10 | No | Extremely quick response. Thanks! |
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Answers by Expert:
Did your last mortgage broker or lender trick you into a messy situation which could cost you your home? I've been close to 30 years in the mortgage industry, and I've seen it all. Believe me, it is not pretty. As the owner of a mortgage company I am called frequently to testify as an expert witness in mortgage fraud cases and other cases where lenders did not fully disclose the terms of the loans they were offering to the borrowers. I have seen fraud being committed by borrowers - and by lenders. It's a tough world out there.
More than 25 years in loan production and underwriting in Southern California.
Organizations
Mortgage Bankers of America (Southern California Chapter)
Publications
Former columnist for AOL Financial Center and the author of a mortgage primer.
Education/Credentials
MBA (Finance)

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