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K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness
N = Nominated for Expert of the Month
| Date | User | K | C | T | P | N | Comments |
|---|---|---|---|---|---|---|---|
| 2009-08-21 | Seena | 9 | 10 | 10 | 10 | Yes | |
| 2009-08-20 | nancy | 10 | 10 | 10 | 10 | Yes | The important questions were answered and possible solution(2nd mortgage of loan) offered. |
| 2009-07-17 | Michelle | 10 | 10 | 10 | 10 | Yes | |
| 2009-07-17 | Michelle | 10 | 10 | 10 | 10 | No | |
| 2009-07-13 | L | 10 | 10 | 10 | 10 | Yes | |
| 2009-03-18 | april | 10 | 10 | 10 | 10 | No | Thanks for your prompt reply. The information you provided was very helpful. |
| 2009-03-09 | Manny | 10 | 10 | 10 | 10 | Yes | Thanks Joe. You helped us to be better informed and prepared in making this important decision regarding our mortgage refinance. We certainly appreciate it. |
| 2009-02-11 | Skyler | 10 | 10 | 10 | 10 | Yes | Great Answer! Thank-you, so much for your time and effort! |
| 2008-12-19 | Max | 10 | 10 | 10 | 10 | No | Thank you very much! That was very helpful. |
| 2008-12-09 | Panida | 10 | 10 | 10 | 10 | No | He was very helpful and very prompt. Thank you for the response. It helped confirm what I already thought it would be. |
| 2008-10-21 | Esther | 10 | 10 | 10 | 10 | Yes | Thank you Joe. You're professionalism is truly felt from the printed page. I will heed your advise and talk with our bank in looking into loan modifications. I'll continue on working the rental market. Our properties are fully furnished seasonal rentals. The fall and winter should be good months for the desert. Thanks again. I truly appreciate you and this service. Esther |
| 2008-07-15 | taylor | 10 | 10 | 10 | 10 | No | Thanks for your prompt response! |
| 2008-05-06 | ramon | 10 | 9 | 10 | 10 | Yes | thanks joe |
| 2008-05-01 | Misty | 10 | 10 | 10 | 10 | Yes | Thank you |
| 2008-04-21 | Chris | 10 | 10 | 10 | 10 | No | |
| 2008-04-18 | Tracy | 10 | 10 | 10 | 10 | No | |
| 2008-04-15 | Carl | 10 | 10 | 10 | 10 | No | Thank you for your quick response. Much appreciated. |
| 2008-01-29 | alex | 7 | 7 | 10 | 10 | No | |
| 2007-06-30 | Mak henry | 10 | 10 | 10 | 10 | Yes | |
| 2007-05-03 | W.R. Hoyt C.E.F. Consultant | 10 | 10 | 10 | 10 | Yes | This is a big help. Now I know where to start and where to go to get more information and how to proceed |
| 2007-03-12 | Emad | 10 | 10 | 10 | 10 | Yes | very very good. honest and open with his answers. wish i could do business with him. sounds like he knows what he's talking about and doesn't answer the quesion in ways that will influence me one way or another. |
| 2007-03-12 | Emad | 10 | 10 | 10 | 10 | Yes | thorough answer. knows his stuff and didn't try to include his personal beliefs. i would use him for this category again without a doubt. probably the best across all categories since I've been using the site. very complete anwer and took the time to explain himself. |
| 2007-02-01 | Carl | 10 | 10 | 10 | 10 | Yes | Fantastic! Thank you very much for your help and I'll present it to my parents for consideration. I'll let them know you helped me with this. |
| 2007-01-25 | Art | 10 | 10 | 10 | 10 | No | |
| 2006-11-27 | kris | 10 | 10 | 10 | 10 | No | |
| 2006-11-03 | Tony | 10 | 10 | 10 | 10 | No | Great website! Thanks Joe. |
Answers by Expert:
I can provide all the mortgage information you need to make an informed decision about obtaining a mortgage in California.
I've been working in the Mortgage industry for ten years, helping people throughout California, with all types of credit, employment, and rental histories, secure home financing for purchase and refinance. I have dedicated my website to provide FREE mortgage and real estate information to California residents. Visit http://www.findmyloanonline.com
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Fresno Famous
Education/Credentials
California Department of Real Estate

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