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K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness
N = Nominated for Expert of the Month
| Date | User | K | C | T | P | N | Comments |
|---|---|---|---|---|---|---|---|
| 2009-10-19 | Linda | 10 | 10 | 10 | 10 | Yes | Thank you! I appreciate your help! |
| 2009-10-08 | Sarah | 10 | 10 | 10 | 10 | No | Super fast response!! Thank you! (To answer your question, I don't know his exact score, but I know it's VERY low. I guess we'll just have to wait until we get his score cleaned up to think about home buying.) Thanks for your help! :) |
| 2009-09-08 | Gary | 10 | 10 | 10 | 10 | Yes | |
| 2009-09-04 | Jim | 10 | 10 | 10 | 10 | Yes | Unbelievably quick answer and extremely helpful. The company I was referring to (company b) is my present lender and when googled, pages of BAD experiences from mortgagees. I understand it is only informational and can not be used for anything other than information, but it really helped me to understand what I could be dealing with in regard to my credit score. I can't thank you enough. |
| 2009-09-04 | Angela | 10 | 10 | 10 | 10 | No | Thanks. |
| 2009-08-28 | Sara | 10 | 10 | 10 | 10 | No | |
| 2009-08-23 | Connie | 10 | 10 | 10 | 10 | Yes | Thank you so much. You answered exactly what I needed to know. |
| 2009-08-22 | Perry | 10 | 10 | 10 | 10 | No | thanks again... |
| 2009-08-19 | Danny | 10 | 10 | 10 | 10 | Yes | Sorta of what I thought. Thanks so much for your (extremely) quick response and service. |
| 2009-08-18 | Kat | 10 | 8 | 10 | 9 | No | |
| 2009-08-15 | Cindi | 10 | 10 | 10 | 10 | No | Thank you |
| 2009-06-30 | Melissa | 10 | 10 | 10 | 10 | Yes | Thank you very much for your insight and honesty ... we may be in touch again soon with more questions! |
| 2009-06-03 | Brad | 10 | 10 | 9 | 10 | No | |
| 2009-05-19 | Esther | 10 | 10 | 10 | 10 | Yes | Thanks for the info. |
| 2009-05-15 | amy | 10 | 10 | 10 | 10 | No | |
| 2009-05-04 | Heather | 10 | 10 | 10 | 10 | Yes | Great help, quick response, knowledgeable in his profession. Would use again for sure. Definitely a great expert with honest answers! |
| 2009-04-06 | jim | 10 | 10 | 10 | 10 | No | thank you |
| 2009-03-23 | Bill | 10 | 10 | 10 | 10 | Yes | Thanks Tom! |
| 2009-03-18 | april | 10 | 10 | 10 | 10 | No | Thank you for the prompt reply and very helpful information. I appreciate your help. |
| 2009-03-05 | sean | 10 | 10 | 10 | 10 | Yes | |
| 2009-02-24 | Felice | 10 | 10 | 10 | 10 | Yes | |
| 2009-01-26 | Kyle | 7 | 10 | 10 | 10 | No | No, I didn't see a lender list on the HUD site. |
| 2009-01-25 | Ed | 10 | 10 | 10 | 10 | No | Thanks!!! |
| 2009-01-17 | Nate | 10 | 10 | 10 | 10 | Yes | Very fast! thanks alot. |
| 2009-01-17 | hakan | 10 | 10 | 10 | 10 | No | |
| 2009-01-17 | hakan | 10 | 10 | 10 | 10 | Yes | |
| 2009-01-12 | Katie | 10 | 10 | 10 | 10 | Yes | Thanks for all your help!! |
| 2009-01-07 | Christine Stewart | 10 | 10 | 10 | 10 | No | |
| 2008-10-07 | Susan | 10 | 10 | 10 | 10 | Yes | Thank you for an extremely quick response! It was very helpful in trying to navigate the mortgage maze! |
| 2008-08-29 | Gillian | 10 | 8 | 10 | 10 | No | Thank you! |
Answers by Expert:
I can answer any question regarding Mortgage loans for Purchase or Refinance. I currently work as a Mortgage Banker in Dallas, TX and have experience as a Mortgage Broker. The favorite part of my job is helping First Time Home Buyers. I also consider myself an expert of Credit and Credit Qualifying for a home loan. Many of my loans are the result of showing clients how to credit qualify for a loan after they were denied in the past. We do FHA, VA, Conventional & Subprime Financing. I have extensive experience in Investor Loans as well. I will NOT answer questions about 'getting around guidelines', ect. Or if I sense that you are trying to call your 'investment' property a primary residence, I will reject the question. I will ALWAYS err on the side of caution if I sense that the question is fraudulent in nature.
4 years experience as a Mortgage Broker and as a Mortgage Banker
Education/Credentials
Mortgage Professionals in Texas are required to take many ethics courses and other industry training to satisfy State mandated continuing education requirements.
Site Owner of DallasLoanGuy.com which has lots of free mortgage info for the First Time Homebuyer and Veteran Homebuyer as well.

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